Jumat, 08 Mei 2009

Low Cost Health Insurance -- You'll Spend Less If You Use These Tips (part 2)

Okay next posting about low cost health insurance

4. Evaluate your health insurance coverage from time to time. Even if this does not lead to savings, it will ensure you always have enough health insurance. And then you can also discover while doing this routine check that you really do NOT need some coverage you have bought.
You will then lower your cost by dropping such unnecessary coverage. A good case is a family health insurance policy that still includes your married daughter who has another plan with her husband. It is very easy to forget little details like this.

5. You'll get cheaper premiums if you make your payments by Electronic Funds Transfer (EFT). This just means your insurance provider withdraws your premiums automatically from your account each month without sending you payment notices. This removes administrative costs like those incurred when mailing payment notices. Your premium is therefore lowered in line with the lower cost of giving you insurance.

6. You can save much money in health insurance if you get and compare health
insurance quotes from quotes sites. You will realize savings if you go to only one of such sites. However, you'll get better results by using at least five. The simple logic in this is that you'll receive many more health insurance quotes from many more insurance companies. This increases your chances of getting better offers.

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